Definition :-

Financial Inclusion may be defined as the process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups such as weaker sections and low income groups at an affordable cost.

Uttar Bihar Gramin Bank is operating in 18 districts of North Bihar through 1031 Brick & Mortar Branches and 3340 BC centres (named as Sunahara Sapna Kendras). We have adopted ICT Based B.C. model for Financial Inclusion. SLBC has allotted 3673 SSAs in rural areas and 89 wards in urban areas to our Bank. We have covered these SSAs through our 3340 BC Centres and the remaining by Branches. Till 31st Dec, 2014, we have covered 5694072(100%) households in all the  Sub Service Areas allotted to our bank under PMJDY.

Organizational Setup :-         « Click for setup »

a. 18 Financial literacy Counsellors, one each for every district, has been working in the field since 01 March 2013.
We have organized 6940 Financial Literacy Awareness Camps (FLAC) during FY 2022-2023 (till Dec’2022) in which 226201 people participated.